Bei der Wahl der befristeten Sonderprämie ( Euro) muss die Kundenwerbung zwischen dem und dem bei comdirect eingehen. Darüber hinaus kann mit der Girocard auch in Ländern mit Euro als offizieller Landeswährung an °Comdirect Neukunden kostenloses Girokonto mit Die geniale comdirect Girokonto-Sonderaktion: ✅ Bedingungslos kostenlos! comdirect Girokonto + € Willkommensprämie + 2€ Gutschrift pro Monat . und schon 50 Euro Willkommensprämie drauf komisch, naja solange ich die .
I guess that is a good way for starting the relationship to this bank. You can later get a good credit line, if your salary comes monthly at this account.
I have heard that ATM cash withdrawals using comdirect visa is not free in germany, its only outside germany. Hello Gregor, would it be possible for me as a non-EU citizen, but living and working in Austria, to open an account with comdirect also speak german?
My worry is if PostIdent can work from a post office in Austria or do I have to go to a post office in Germany? Also, how to go about the credit report, can I submit a credit report from Austria as here we do not use Schufa?
I appreciate any advice you can give me. Here you see more about account opening at Comdirect: Hello Can you tell me how easy it is to make deposits into the bank account if you live in the UK?
The easiest possibility is a bank transfer. However, there will be some charges, because you surely have an account in British pounds in the UK and the current account at the Comdirect is managed in Euros.
The opening of foreign currency accounts — even GBP — is possible as an addition at the Comdirect bank. I am right now living in Germany and willing to obtain a credit card.
So I am reading about Comdirect but I have some clarifications and questions to be asked:. Will comdirect open two accounts for new customer current account and credit card account?
Is my understanding correct? In which scenarios money will be directly deducted from the current account? Where these account will open? If one has a current account in commerzbank so will be there be any impact or relation between current at commerzbank and current account opened by comdirect?
We can deposit the money in the comdirect current account as per needs but how it reached to the credit account — every monday or we can specify a date for automatic transfer and also manually in urgent cases?
Will there be any current account maintenance charges debit from the comdirect bank? Will be there any annual fees from the commerz bank annually for using there ATM machines for deposits?
What is the difference between various kinds of Visa Card Issued by the bank? However, be careful with it. Especially new customers may have chargebacks, if the account is overdrawn beyond the agreed credit line.
The lending rates may change. That depends on how the general interest level currently is in Germany. The lending rates will be charged from your current account every three months, but only, if these incurred.
If you run your account within the positive, no lending rates incur. The Comdirect offers a Visa credit card. This has a credit line, but is still settled with the current account every Monday.
The credit limit can increase, if one transfers money from the current account to the credit card account. The balance remains on the card so it will not be transferred back to the current account on Monday.
New customers sometimes receive the offering to get a prepaid Visa card. This has the same functions as the credit card, however, with the difference that one must first transfer money from the current account to the credit card account.
A maximum of Euros 5, can be charged on the prepaid card. HI, I am from the UK. I would like to use this account and cards during my trips in Europe, not just Germany.
Refer to your answer to point 8 above: So this is really without charges. On a side note, in a few countries such as the United States ATMs will automatically charge you a fee directly when you withdraw money i.
Comdirect cannot do anything to prevent that. But Comdirect will even refund these fees when you ask them to. I am currently in the UK.
I have an comdirect account and I am very new to this concept. I just want to know what does payment partner mean Zahlungspartner and how do I select.
It is a composite noun and may have several meanings. I am a resident of Pakistan, can i open an account with comdirect, i can not understand German language also.
The account service of the Comdirect is only available in German language. This is common for us in Germany. There are only very few exceptions, like Number There, the account opening and account usage is possible completely in English language.
Please note that you need an address in Germany or Austria for the delivery of the MasterCard. What exchange rate is used by the bank?
Instead of charging commissions do they use a more favorable exchange rate? The Comdirect bank uses the exchange rates of the Commerzbank.
These kann be queried on the website of the Commerzbank. About exchange rate, if I withdraw foreign cash when traveling, what rate will be considered since comdirect is euro based?
Comdirect uses the exchange rates of Commerzbank, in which all fees are alreay included. The exchange rates of Commerzbank change, but are okay as a whole.
HI, i am a student living in Germany and i am in the process of opening an account with comdirect. Do i have to have it notarised even thou i live in Germany or i can just fill it in a do a new postIdent?
Yes, I think that this will be possible, but please arrange it with the customer service of the bank. Hi, is it possible to apply for a Girokonto with credit card, without a proof of regular salary?
Does Comdirect offer also Girokonto with debit card and if so, can thd debit card be used abroad? That makes no sense from the perspective of the bank.
If the creditworthiness rating from the perspective of the bank is too low for the issuance of a credit card with credit line, it most often offers the issuance of a prepaid credit card.
Except for the credit line, it has exactly the same great features and conditions. A debit card — which is called Girocard at the Comdirect — is always free to the account.
As the debit card is issued by Visa Europe, it works quite well within the European Union. Outside this area, the acceptance varies.
In the USA, for example, it almost does not work at all. The salary payment does not necessarily have to be transferred to the current account at the Comdirect, but it is important for the bank that the customer has a steady income.
Who has no income can open a savings account — here, no creditworthiness check takes place, which is customary at the opening of a current account — however, there is no card to the account https: I would like to open an account with comdirect as I will receive my commission project under EUR currency.
Feel free to us it or ask the bank direct. Some of the services listed in this article are no longer free. Here is our article about the most important changes Breathe: There are a solutions.
Hi, thanks for the article, i have a few questions about using comdirect Girocard at shops like Aldi, or using the visa card for online shopping from ebay, is there any extra fees for using the cards in such way?
Or there is really no fee if you use them in correct places, As i know for example for some pre-paid mastercards there is a 0.
Can I by filling in the application decide where the mail is sent to? I am leaving Germany in a few months, is it possible to change the registered address to the new address in USA?
I am a US citizen who owns a property in France thinking to buy a studio in Berlin. How much interest will comdirect pay monthly or yearly?
For the savings card? Do I have to have The paying credit card to open the savings card? DKB does not open accounts to US citizens yet?
Please check the current interest rates at the list of prices and services of the bank. There is not much sense in posting these here, since they are constantly subject to change.
Maybe you can save yourselves the effort of opening up a new account if you already have a good bank account in France. Wie have a unified payments area within the Euro zone.
Comdirect opens banking accounts for US citizens as well, with the prerequisite of them understanding the German language, since the banking files and the online banking are only available in German.
Thank you much could you please give the link to find out the interest comdirect pay. Also i found the link to which banks pay best term interest and it is a Portuguese bank yet it was not clear how many years one has to leave the money in term.
The bank in France pays. Thank you in advance. In some European countries a credit card is not very helpful, the normal girocard with maestro is more useful.
For those that want a credit card: Ensure your balance is at least twice the limit of the cc. I am new to Comdirect. Today I received 2 cards girocard and pre-paid visa credit card.
I want to know how can I start using the credit card. If I transfer money to my comdirect account girocard then can I start to use the credit card for withdrawing cash or make local payments when I travel outside Europe.
You should have reveived the neccessary information for your online access. Once you have transfered money to your comdirect account, you transfer it from there immediately to your Prepaid-Visa card, where it should be then available right away.
Also, before being able to use your Visa card, you have to choose a PIN for it online. Hello im leaving right now in Germany, and i already have account in comdirect, I just want to know if is it possible for me to send money in a Philippine bank?
In order to do this, you go to your login screen of the account and enter your login information your account no. You enter your name, the account information of the recipient and the amount you want to transfer.
I am looking for a cheap current account in Euro zone for my private company registered in another EU country. Does Comdirect offer its services to companies also?
In case your company name equals your own name and does not contain the legal form e. Limited , this might be a solution for you: Dear Sir, I just need to know, how much it costs if I transfer euro form my comdirect bank account to another bank outside EU.
Dear Sir, first of all, thank you for your quick replay. Actually, I need to know, how much it costs if I transfer euro form my comdirect bank account to another bank outside SEPA area for example Egypt or kuwait.
The charge is a percentage of 0. Hallo sir, in related to the above question, sending money outside EU do you have a website which contains a list that i will be able to see how much will i pay when i send money from my account to..
Thank you soo much. Hi, thanks so much for the detailed information. I am a foreign national Australian and about to try and open a Tagsgeld plus account using the notary method.
Yes, that should be possible. Comdirect offers two different depots: If you are not sure which would fit you best, you might want to ask the bank for further advice.
Hello, my application to DKB bank was rejected. So I am thinking of comdirect account. Because with DKB the withdraw all over the world is free.
Is it the same with comdirect if i use visa card? I applied for a Gemeinschaftskonto and we both got rejected…the other person on the account was a permanent resident in the US before, so I guess FACTA would apply to them too.
I emailed them to follow up and see if they would reconsider, but if that is the reason, then they will probably say no.
But of course that liberty has to be granted to banks, companies and private individuals in general a contract is only valid, if both parties agree to it.
Maybe customer service will come through for me though in the end. If one is willing to pay a fee for a giro account, this account might be interesting as well https: The website is currently only available in German, but customer service via phone and e-mail is available in English.
The website will be changed to become bilingual. The online application is very easy — the account open within 2 minutes, so that money can be transferred there immediately.
The production of the MasterCard and the possibility to transfer money from there, will only be enabled, once the legitimization process is finished.
Currently, this is only possi-ble with PostIdent in Germany. They are currently working on providing a VideoIdent so-lution.
I hope that the VideoID solution will be implemented soon. I am in berlin now and registering a German GmbH, so I need a business account.
Do Comdirect provides the Business account? I dont have residence in berlin, I am staying at hotel. So will comdirect allow me to open a business banking account?
For a German GmbH could be this a fast and good solution: Hello, I have been a Comdirect customer now for 6 months, how would I go about apply for a credit card with a limit?
There you should find a button: You will have to answer a few questions:. TAN to verify the application. The bank will then conduct another credit check, and if that is in your favor, you will get your card with a credit line.
Sorry if this question has been already asked. I am moving to Berlin and I am trying to find an apartment to rent. For that I would need a bank account and a Mietkautionskonto.
Can I open an account — Girokonto is it the same with EC account? Comdirect does not offer rent deposit accounts.
Some banks with local branches still offer such accounts, without interest. Security collateral is becoming more popular, like offered by Deutsche Kaution-skasse.
One pays a yearly amount — like an insurance — but does not have to deposit any money on an account. Keep a lookout for such offers and open an account during the period to get more out of your bank account.
Alternatively, if you do not like the account, there is an additional 50 euros at the closing the account! You can therefore use the VISA card as a prepaid credit card.
If you are new in Germany, it is recommended that you do not request for a high credit limit as it will require a good credit rating, and you might be refused the credit card.
You can always deposit into your account and use the card with an increased limit. You can apply for a free securities deposit account if you are interested in buying shares or funds or other securities transaction.
This is a free account with no maintenance charges, so you do not have any obligation to use it even if you open it. If you are interested in investing in the stock exchange through funds or directly through shares, or even just buying an index fund, this is a very good account.
The saving account is usually higher interest earning. How does this work? When you use your card, the payment is rounded off to the nearest euro and the extra change is directly deposited into your saving account with a higher interest earning.
It works something like this. The 50 cents which was rounded off is deposited into your savings account. It is explained here in the below video in German.
Internet banks have the disadvantage that you cannot deposit cash into the account. This can be done anytime during the is even possible outside the opening hours via deposit machines, just like this article shows.
Another important feature is that you can not only deposit bank notes, you can also deposit coins. Die comdirect Visa-Karte Kreditkarte und girocard Debitkarte — kostenlos und weltweit vorteilhaft.
Mehr Informationen zum Dispositionskredit. Die Services des comdirect Girokontos — kostenlos, innovativ und hilfreich. Vor allem mit unseren umfangreichen Services machen wir Ihnen das Leben leichter: Die Apps zu Ihrem comdirect Girokonto — zukunftsweisend, mobil und praktisch.
Mehrfach ausgezeichnet — unsere Leistungen rund um Ihre Finanzen. Bargeld auszahlen in Filialen der Commerzbank. Bargeld einzahlen in Filialen der Commerzbank.
Sie erhalten direkt Ihre neue Kontonummer. Und das sind die einzigen Bedingungen:Sie ist kostenlos aber das wars poker texas holdem online auch schon. Wir sind porto besiktas Tag 24 Stunden für Chip app des tages da. Nie war bezahlen einfacher: Falls Du noch kein Schreiben erhalten hast, bitte die Bank kontaktieren, ob Du die Bedingungen eingehalten hast. Online casino echtgeld Prämienlieferung ins Ausland ist nicht möglich. Kostenloses Girokonto online eröffnen — kinderleicht und schnell. Die Gutschrift erhalten Sie für maximal 24 Monate an jedem Wärst du so freundlich, uns mit deinen Mitteln zu unterstützen, indem du da mal eine Anfrage reinschickst? Sie ermöglicht es weltweit bargeldlos zu bezahlen und kostenfrei Bargeld an allen Automaten mit Visa-Logo abzuheben. Vor allem mit unseren umfangreichen Services machen wir Ihnen das Leben leichter:.
Comdirect 100 euro - opinionDie Prämie wird Ihnen im vierten Monate nach erfolgter Kontoeröffnung gutgeschrieben. Was viele nicht wissen: Habe nun bei Comdirekt Kundenservice angefragt. Aber es ist doch nicht unwahrscheinlich, dass ein per DealDoktor geworbener Kunde dazugehört. Wer das Konto aktiv nutzt und in den ersten drei Monaten mindestens 5 Transaktionen über das Konto tätigt, sichert sich einen Bonus von Euro. Bitte versuchen Sie es später noch einmal! Wir erklären Ihnen, wie Sie die Karten gebührenfrei nutzen können:
Comdirect 100 Euro VideoDas Comdirect Depot - Ideal für Aktienanfänger - Online Broker Teil 1
We hope you have a dedicated bank folder where you can keep everything in order. But in order to do that, one has to enter the old PIN.
After 10 days received a letter from the bank requesting to submit the Meldebestatigung. As I understand this is some kind of a certificate of my place of residence.
Where can I get such? Is it normal that the bank asks for such document? Have fun discovering the Comdirect! Will go there tomorrow as my registration is more than 6 months old.
Hope they will open an account after I submit this certificate. For somebody who has been used to US account until now, this is probably amazing.
The account is free of charge, without condition. No minimum amount, no minimum turnover. The cash withdrawal is free but unfortunately, as I found out recently the credit card payments through a Comdirect visa card abroad charges a 1.
I have also heard good things about Transferwise Borderless Account. Can you do a review on it as well? How can you find out the account balance using the ATM of the Commerzbank, if you have a card of this bank?
The Comdirect and Commerzbank are two different banks. That does not work in Germany. Best is to install the banking-app of the Comdirect, so you can take a look at your account at any time using your Smartphone.
Thank you very much for this great article and similar ones. It has helped me in understanding the banking system in Germany a lot more clear than any other website.
I have a couple of questions reg. Assume that I made the comdirect as my primary account with my salary deposited monthly and I have opened Girokonto with VISA credit card and Savings account.
Will it affect me in any bad way? Also please give any tips on how to come out of such situations or avoid them altogether?
Can I use overdraft facility on my current account instead of using my credit card? Also, how long can I safely overdraw? Is it weekly too or monthly?
Since I also have savings account, how can I use this as source to take money from for my VISA card instead of my current account?
If you know that a payment provider cannot, do not overdo it. Each bank does an internal customer rating. If problems occur, the rating drops.
I have that too. With an incoming salary, that should not be a problem. The Visa Card is automatically cleared monthly with the current account.
There is no interest incurred on the credit card account. However, with online banking, you can make transfers between all three accounts checking account, credit card account, savings account within seconds.
In German language we have recently started to offer consultations. But if you call the bank directly, this is free of charge for you!
Enjoy the further exploration of Comdirect! Thanks a lot for the information. In the first point you mentioned that it would be cleared by the weekend and in the second point, it was said that the VISA credit is cleared monthly.
Yes, bank conditions are subject to change and so it is not always easy to keep everything up to date. The Visa Card of Comdirect is automatically billed monthly to the checking account.
This is a process that is convenient and nice for us smart banking customers in Germany, because no expensive lending rates can occur! Until the transfer, the balance remains interest-free, and if the checking account does not have sufficient credit and an overdraft facility has been agreed upon, only a favorable 6.
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Portal for clever banking in Germany and abroad. Possibility to apply for the bank account and credit card from abroad.
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Dabei sollte er allerdings nicht vergessen, dass er je Trade mindestens 9,90 oder maximal 59,90 bezahlen muss. Die hohe Kundenzufriedenheit hat jedoch eindeutig ihren Preis.
So ist das halt mit Zeitlimits! Das Entgelt wird deinem Girokonto zusammen mit dem Abhebungsbetrag belastet. Kunden zahlen in den Filialen der Commerzbank 3x im Jahr kostenlos Bargeld ein.
Der comdirect Bonus setzt sich aus zwei Komponenten zusammen: Mit comdirect sind Sie support kontaktieren im Online-Banking. Teilnahmebedingungen - Kunden werben Kunden.
Die Services des comdirect Girokontos — kostenlos, innovativ und hilfreich. Du hast 3 Monate Zeit — genau so wie es da steht.
Die Gutschriften erfolgen jeweils im vierten Monat nach Asteroids spielen. Internet banks have the disadvantage that you cannot deposit cash into the account.
This can be done anytime during the is even possible outside the opening hours via deposit machines, just like this article shows. Another important feature is that you can not only deposit bank notes, you can also deposit coins.
After few months of use your wallet inevitably becomes bulky with large number of coins. With this bank, you can then collect the coins and deposit them periodically to the bank account.
With the new VideoIdent, you do not have to go to the postoffice to verify your identity. You can directly verify your identity through the internet using Video conference.
The money market account comdirect bank currently bear an interest at the rate of 0. Interested customers who intend to switch account to a comdirect bank, the company offers an account switching service.
Almost unique is the ability for customers to make their account management via the Internet-enabled mobile phone or using a PDA.
The customer of comdirect bank remains on the go and from anywhere is connected with the bank and able to manage, view the current balance or make money transfers.
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You need a blocked account.